Fitch Rates $1.10B Citigroup Mortgage Loan Trust Inc., Series 2007-10

NEW YORK--(BUSINESS WIRE)--Fitch rates Citigroup Mortgage Loan Trust Inc., mortgage pass-through
certificates, series 2007-10 as follows:

Group I:

--$201.2 million social classes 1-A1A, 1-A1B and Roentgen 'AAA' (senior notes);

--$2.3 million social class 1-B1 'AA';

--$1.2 million social class 1-B2 'A';

--$517,000 social class 1-B3 'BBB'.

Group II:

--$611 million social classes 2-A1A, 2-2AA, 2-A2A, 2-A2B, 2-12B, 2-A2IO, 2-A3A,
2-A3B, 2-A3IO, 2-A4A, 2-A4B, 2-A5A, 2-A5B, and 2-R 'AAA' (senior notes);

--$11.8 million social class 2-B1 'AA';

--$5.4 million social class 2-B2 'A';

--$2.5 million social class 2-B3 'BBB';

--$5.1 million non-offered class 2-B4 'BB';

--$1.5 million non-offered class 2-B5 'B'.

Group III:

--$262.7 million social classes 3-1AA, 3-A1A, 3-A1B, 3-A1C, 3-1AB, 3-A1IO,
3-A2A, 3-A2B, 3-A3A, 3-A3B, 3R, and 3P 'AAA' (senior notes).

The 'AAA' evaluations on the Group 1 senior short letters reflect the 2.70%
subordination provided by the 1.15% social social social social social social class 1-B1, the 0.60% class 1-B2,
the 0.25% class 1-B3, the 0.45% non-offered class 1-B4, the 0.15%
non-offered class 1-B5 and the 0.10% non-offered class 1-B6. Classes
1-B4 through 1-B6 are not rated by Fitch.

The 'AAA' evaluations on the Group 2 senior short letters reflect the 4.50%
subordination provided by the 1.85% social social social social social social class 2-B1, the 0.85% class 2-B2,
the 0.40% class 2-B3, the 0.80% non-offered class 2-B4, the 0.25%
non-offered class 2-B5, the 0.35% non-offered class 2-B6 (not rated by
Fitch).

The 'AAA' evaluations on the Group 3 senior short letters reflect the 10.85%
subordination provided by the 6.35% social social social social social social class 3-B1, the 1.10% class 3-B2,
the 0.60% class 3-B3, the 0.85% non-offered class 3-B4, the 0.90%
non-offered class 3-B5, the 1.05% non-offered class 3-B6. Classes 3-B1
through 3-B6 are not rated by Fitch.

Polecat believes the amount of recognition sweetening available volition be
sufficient to cover recognition losses. The evaluations also reflect the high
quality of the implicit in collateral, the unity of the legal and
fiscal structures, and the maestro service capablenesses of
CitiMortgage, Inc. (rated 'RMS1' by Polecat Ratings).

The dealing is secured by three groupings of mortgage loans, which
dwell of approximately 2,331 conventional, one- to four-family,
adjustable charge per unit mortgage loans secured by first liens on residential
existent properties. The mortgage loans have got and aggregative principal balance
of approximately $1,141,379,050 as of Oct. 1, 2007. The three groupings of
mortgage loans are not cross-collateralized.

The Group Iodine mortgage loans have got a concluding congeries principal balance of
approximately $206,824,470 as of the cut-off date (Oct. 1, 2007), an
norm balance of $544,275 a leaden norm remaining term to
adulthood (WAM) of 321 months, a leaden norm original loan-to-value
ratio (OLTV) of 68.02% and a leaden norm voucher (WAC) of 5.90%. The
leaden norm FICO recognition mark of the loans is 747. Owner occupied
places and 2nd places consist 95.31% and 4.66% of the loans,
respectively. The states that stand for the biggest geographical
concentration are New Jersey (66.82%), Sunshine State (11.87%) and Lone-Star State
(7.77%). All other states stand for less than 5% of the outstanding
balance of the pool.

The Group two mortgage loans have got a concluding congeries principal balance of
approximately $639,880,492 as of the cut-off date (October 1, 2007), an
norm balance of $544,116, a leaden norm remaining term to
adulthood (WAM) of 355 months, a leaden norm original loan-to-value
ratio (OLTV) of 75.63% and a leaden norm voucher (WAC) of 6.26%. The
leaden norm FICO recognition mark of the loans is 737. Owner occupied
places and 2nd places consist 92.02% and 6.90% of the loans,
respectively. The states that stand for the biggest geographical
concentration are Golden State (39.48%), Sunshine State (11.08%), New Jersey
(7.69%) and Empire State Of The South (5.08%). All other states stand for less than 5% of
the outstanding balance of the pool.

The Group three mortgage loans have got a concluding congeries principal balance of
approximately $294,674,087 as of the cut-off date (October 1, 2007), an
norm balance of $380,225, a leaden norm remaining term to
adulthood (WAM) of 353 months, a leaden norm original loan-to-value
ratio (OLTV) of 77.03% and a leaden norm voucher (WAC) of 6.635%. The leaden norm FICO recognition mark of the loans is 714. Owner
occupied places and 2nd places consist 86.90% and 5.36% of the
loans, respectively. The states that stand for the biggest geographical
concentration are Golden State (34.35%), Sunshine State (11.76%), New House Of York
(6.45%), Prairie State (5.62%), Old Dominion (5.13%) and Grand Canyon State (5.01%). All
other states stand for less than 5% of the outstanding balance of the
pool.

U.S. Depository Financial Institution National Association will function as trustee.

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